Business Owners
Financial guidance for business owners.
Owning a business creates opportunities and responsibilities that often extend far beyond the company itself. We help business owners coordinate decisions involving their business, employees, protection needs, retirement planning, and personal financial goals.
We May Be a Good Fit If You Are
Sole Proprietors & Professionals
You run your own practice or business and wear many hats.
Closely Held Business Owners
You own a private company with a small group of partners or shareholders.
Family-Owned Businesses
You operate a business with family members across generations.
Owners with Employees
You lead a team and want to take care of your people and your business.
Owners Preparing for Succession
You’re thinking ahead about transitioning or exiting your business.
Building Financial Independence
You want more freedom and confidence in your personal financial life.
Owning a business can raise important financial questions:
How much should I pay myself versus leave in the business?
Am I saving enough outside my business?
What would happen to the business if I died or became unable to work?
Which retirement plan makes sense for my company?
How can I reward and retain key employees?
How should my business, estate, and personal financial plans work together?
You do not have to address each of these decisions in isolation.
Planning Through Every Stage of Ownership
Building
Establish a personal financial foundation while balancing the cash flow and capital needs of a growing business.
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Protecting
Evaluate risks that could affect your family, employees, property, and the continued operation of your company.
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Growing
Consider retirement plans, employee benefits, executive compensation, and other strategies that support the people helping build the business.
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Transitioning
Prepare for succession, a potential sale, retirement, or the transfer of the company to family members or key employees.
Relevant Services for Business Owners
Coordinate strategies involving your business, employees, retirement plans, protection needs, and eventual transition.
Evaluate personal, key-person, business-continuation, and succession-related protection needs.
Build a personal financial strategy that is not entirely dependent on the future success or sale of your business.
Explore coverage for commercial property, liability, vehicles, and other business risks.